Thursday, September 3, 2020

Enterprise & Social Responsibility Essay Example | Topics and Well Written Essays - 1750 words

Endeavor and Social Responsibility - Essay Example Tobacco is a case of an exchange products, similar to that of groceries in financial terms whereby, cost is set by crop yields which typically relies upon neighborhood climate conditions. There are a few contemplations for tobacco business and it incorporate the estimation of species developed for tobacco creation, the general amount available, the wellbeing of the plants, the region or region where plant was developed, the item quality and numerous other. These elements are managed appropriately by tobacco producers like the Altria Group of organizations. The parent organization (Altria Group Inc., 2009) of the celebrated Philip Morris USA, John Middleton, Smokeless Tobacco Company, Ste. Michelle Wine Estates and Philip Morris Capital Corporation is the Altria Group. Among the organizations of Altria, Philip Morris USA is known as the biggest tobacco organization in US, with precisely 50% of the absolute U.S. cigarette advertise. Additionally, the main maker just as advertiser of smokeless, damp tobacco is the U.S. Smokeless Tobacco Company while John Middleton is as yet the main assembling business of huge machine-made stogies. It is Althrias pride that Ste. Michelle Wine Estates have a place with the best 10 premium wine makers in the United States. Altria Groups tobacco organizations is glad to have made effective and well known brand names like Marlboro, Skoal, Copenhagen, and Black and Mild. The development of Altria Groups tobacco organizations tobacco items is driven by consistent advancement. The Altria Group working organizations accept that in their business, tuning in to and speaking with individuals in regards to the issues and concerns encompassing their items just as their organizations is basic. Along these lines, the workers meet with producers, providers, retailers, and grown-up buyers on a routinely premise. They guarantee that there is cooperation with speculators, chose authorities, network

Saturday, August 22, 2020

Is growth good for the poor Essay Example | Topics and Well Written Essays - 250 words

Is development useful for poor people - Essay Example isting of the affluent networks like the Netherlands and the England were the sort of country, which carried on with a real existence contrasted with be identical to that of the Stone Age. In opposite the huge area of humankind in South and East Asia, particularly in Japan and China, squeezed out day to day environments which were equivalently fundamentally more unfortunate than the everyday environments of the cave dwellers (p. 17). The parameters of checking the personal satisfaction couldn't withstand the trial of time and generously no enhancements were discernible from any measurement: when the future was not higher than that of the trackers and gatherers in1800, just only 30-35 years old. Height the proportion of how kids are presented to sicknesses and the nature of diet was measured to be higher in the Stone Age than when contrasted with the 1800. Truth be told, the poor of eighteenth C, the sort of people who lived by giving incompetent work alone, would be in a superior off circumstance when moved to the tracker gatherer band. Significantly after the vigorous Industrial insurgency flourishing has not been felt by each general public. Material utilization in specific countries, particularly in the Sub-Saharan Africa, is at present well beneath the Preindustrial time (Clark 237). It is accepted that nations like Tanzania and Malawi would have been exceptional off physically if the y could have proceeded with their preindustrial state and had no contact with the world industrialization process. The various countries have generally grasped the soul of free enterprise the champ gets everything craftsmanship, and along these lines material prosperity and social government assistance of people are not parts of the measuring parameters. Fast development in populace across various countries has come about to over reliance and fatigue of the accessible assets, in this way material improvement in personal satisfaction. Except if advocated from another viewpoint development has not end up being acceptable to poor people, or it could be its taking long to demonstrate considerable to the

Friday, August 21, 2020

The Balanced Scorecard & the Financial Perspective Essay

The Balanced Scorecard and the Financial Perspective - Essay Example In today’s time whether it be a revenue driven association or a not-revenue driven association, needs to create different key plans of action so as to oversee and support their association. Thus, the restoration community got into vital arranging quite a while in the past. There had been different advisors who gave guiding to the inside on usage of legitimate key plans of action for the smooth working of the association. The middle attempted to adjust these vital plan of action dependent on the data sources gave by different specialists however the execution of such models were exceptionally hard for the inside since they were into rendering various kinds of administrations and these administrations were done not for benefit. The administration couldn't push down the key arrangement to the lower levels, from where it must be begun, subsequently the middle couldn’t never profit the ideal results. Following quite a while of pushing and maneuvering into the usage of vital plans of action, the administration at last named a Director of key arranging, who thus after careful checking and investigation of different degrees of key arranging process chose to use the idea of Balanced Scorecard. The primary goal of execution was to adjust every territory inside the middle itself with the general key arrangement. This idea was like separating of huge exercises into littler parts so that even troublesome errand can be finished in time (Kazmi, 2002). The crucial vision proclamation of the association was to become â€Å"a pioneer in giving and surveying wanted administrations to individuals with disabilities†. The execution of Balance scorecard was troublesome at introductory stages yet as the top level administration comprehended the significance and adequacy of Balance scorecard, usage got bit simpler at later stages however the result estimation for some, zones stayed a troublesome undertaking as the clients at the inside are individuals with formativ e handicaps. Examination The fundamental motivation behind an equalization scorecard is that it causes an association to hold fast to it crucial vision explanation while adjusting every one of its exercises to one course. A Balance Scorecard has four points of view in particular the learning and development viewpoint, inward business process viewpoint, client viewpoint and the money related point of view. In light of these four points of view it tends to be seen the association from these four expansive viewpoints. The four point of view of the Cattaraugus County restoration Center has been talked about beneath: Customer Perspective: In the client viewpoint the primary objective is to alter the nature of administrations gave to the client by the inside. It has again two perspectives to it, first, by offering better types of assistance through narrowing down the hole of unfulfilled administrations like permitting different backings to groups of the people with inabilities, by improvi ng the entrance offices to client for the administrations and so on. Also, by giving the families and individual most extreme autonomy and acknowledgment for example by giving different chances to the people in their locale, helping them to create different expertise like continuing connections, creating different aptitudes in them, giving them chances to work , by taking a shot at plans dependent on the criticism gave by the clients and so on. Budgetary point of view: The primary target of any association is amplify benefit through expanded

Monday, June 15, 2020

College Savings Timeline Time for College

Itï ¿ ½s hard to believe that mid-July is already here. Your childï ¿ ½s high school years are officially over and they are left with fond memories and lasting friendships. Tears of pride and happiness were shed at their graduation ceremony, and friends and family joined together to celebrate the accomplishment. Now itï ¿ ½s finally time for the next stage in life ï ¿ ½ college. Youï ¿ ½ve been diligently contributing to a 529 college savings account for years, but what happens when the first tuition bill is on the way? 1. Make your 529 withdrawals. We understand that it may not be easy, but eventually you are going to have to take money out of the college fund youï ¿ ½ve been working so hard to build. On a more positive note, unlike other investment accounts earnings in a 529 plan will not be taxed when they are withdrawn as long as the money is spent on college expenses. To lock in your tax benefits, be sure to take out the maximum amount in your account that will qualify for tax-free treatment. Eight common 529 plan mistakes to avoid 2. Make the distribution payable to the account beneficiary Okay, so how exactly do you withdraw the money to pay for college? Most 529 plans offer the option of making distributions payable to the account owner, the beneficiary, or the school. Designating the beneficiary as the recipient sometimes prevents unfavorable income tax and financial aid surprises. Some plans allow account owners to request withdrawals online to be deposited into their linked bank account. If this is the case, simply write a check to the student after the deposit clears. Avoid these 529 withdrawal traps 3. Pay for qualified expenses Why is this so important? Well, if you havenï ¿ ½t heard, in addition to paying tax on earnings, there is a pesky 10% penalty tax that youï ¿ ½ll incur on the earnings portion of your account used to pay for non-qualified expenses. The principal portion, which is made up of the money that you put in, will not be taxed since contributions are made with after-tax dollars. For most students attending college this shouldnï ¿ ½t be an issue since qualified expenses include tuition, books, supplies and equipment required for enrollment, adaptive equipment for students with special needs and even room and board as long as the student is enrolled at least half-time. A common question from parents is whether or not computers, tablets and Internet access are considered qualified expenses. These are pretty big purchases and it could be argued that they are necessary to be successful in college. However, in the eyes of the IRS, technology must be required for enrollment or attendance at an eligible institution to be considered a qualified expense for 529 purposes. Be sure to check with your school to find out their specific requirements before assuming an expense is qualified. Top Five Ways to Spend 529 Savings 4. Keep making contributions to your 529 account Donï ¿ ½t stop now - youï ¿ ½re on a roll! You can still benefit from saving with a 529 plan even if your child has already started college. If your child is a freshman, you could have four more years of tuition and expenses to pay for. With a 529 plan, youï ¿ ½ll pay less in federal taxes than with other savings vehicles, and you can still collect state tax deductions and credits if they are available. One of the many reasons we love 529 plans is that itï ¿ ½s easy to change the beneficiary. So if your child finishes college with funds left in the account, you can change the beneficiary to a younger sibling (or anyone else planning to attend college) with no tax consequences. The extra savings can also be used to pay for the original beneficiaryï ¿ ½s graduate school, or for parents who want to go back to school. Some families even pass 529 savings down to future generations. The magic of beneficiary changes 5. Claim the American Opportunity Tax Credit Under current tax laws, a parent or student can claim a maximum tax credit of up to $2,500 each year for up to four years when paying college tuition and satisfying enrollment and admissions fees. Keep in mind that when you are calculating your qualified education expenses, you must subtract the amount of tuition expense that was used to generate the American Opportunity Tax Credit to avoid double dipping. From our Family Guide: Federal Tax Incentives Target to Education Itï ¿ ½s hard to believe that mid-July is already here. Your childï ¿ ½s high school years are officially over and they are left with fond memories and lasting friendships. Tears of pride and happiness were shed at their graduation ceremony, and friends and family joined together to celebrate the accomplishment. Now itï ¿ ½s finally time for the next stage in life ï ¿ ½ college. Youï ¿ ½ve been diligently contributing to a 529 college savings account for years, but what happens when the first tuition bill is on the way? 1. Make your 529 withdrawals. We understand that it may not be easy, but eventually you are going to have to take money out of the college fund youï ¿ ½ve been working so hard to build. On a more positive note, unlike other investment accounts earnings in a 529 plan will not be taxed when they are withdrawn as long as the money is spent on college expenses. To lock in your tax benefits, be sure to take out the maximum amount in your account that will qualify for tax-free treatment. Eight common 529 plan mistakes to avoid 2. Make the distribution payable to the account beneficiary Okay, so how exactly do you withdraw the money to pay for college? Most 529 plans offer the option of making distributions payable to the account owner, the beneficiary, or the school. Designating the beneficiary as the recipient sometimes prevents unfavorable income tax and financial aid surprises. Some plans allow account owners to request withdrawals online to be deposited into their linked bank account. If this is the case, simply write a check to the student after the deposit clears. Avoid these 529 withdrawal traps 3. Pay for qualified expenses Why is this so important? Well, if you havenï ¿ ½t heard, in addition to paying tax on earnings, there is a pesky 10% penalty tax that youï ¿ ½ll incur on the earnings portion of your account used to pay for non-qualified expenses. The principal portion, which is made up of the money that you put in, will not be taxed since contributions are made with after-tax dollars. For most students attending college this shouldnï ¿ ½t be an issue since qualified expenses include tuition, books, supplies and equipment required for enrollment, adaptive equipment for students with special needs and even room and board as long as the student is enrolled at least half-time. A common question from parents is whether or not computers, tablets and Internet access are considered qualified expenses. These are pretty big purchases and it could be argued that they are necessary to be successful in college. However, in the eyes of the IRS, technology must be required for enrollment or attendance at an eligible institution to be considered a qualified expense for 529 purposes. Be sure to check with your school to find out their specific requirements before assuming an expense is qualified. Top Five Ways to Spend 529 Savings 4. Keep making contributions to your 529 account Donï ¿ ½t stop now - youï ¿ ½re on a roll! You can still benefit from saving with a 529 plan even if your child has already started college. If your child is a freshman, you could have four more years of tuition and expenses to pay for. With a 529 plan, youï ¿ ½ll pay less in federal taxes than with other savings vehicles, and you can still collect state tax deductions and credits if they are available. One of the many reasons we love 529 plans is that itï ¿ ½s easy to change the beneficiary. So if your child finishes college with funds left in the account, you can change the beneficiary to a younger sibling (or anyone else planning to attend college) with no tax consequences. The extra savings can also be used to pay for the original beneficiaryï ¿ ½s graduate school, or for parents who want to go back to school. Some families even pass 529 savings down to future generations. The magic of beneficiary changes 5. Claim the American Opportunity Tax Credit Under current tax laws, a parent or student can claim a maximum tax credit of up to $2,500 each year for up to four years when paying college tuition and satisfying enrollment and admissions fees. Keep in mind that when you are calculating your qualified education expenses, you must subtract the amount of tuition expense that was used to generate the American Opportunity Tax Credit to avoid double dipping. From our Family Guide: Federal Tax Incentives Target to Education

Wednesday, May 6, 2020

The Most Formative Experience Of My Christian Life

Carmanie Bhatti’s Written Response to 310.2 a-d For The Board of Ordained Ministry, Northern Illinois Conference of the UMC i. The Most Formative Experience of My Christian Life: I grew up in Pakistan with a diverse culture around me. Before moving to the U.S., the city I grew up in was a blend of people who lived there because of their jobs, education and business purposes. I learned that poverty, marginalization and violence, neither had a religion nor selects people of a specific faith to attack them. This made me devote myself to the church and its programs to serve all children of God spreading the good news of Jesus Christ and fighting for social justice against the systemic evil in the world. At church, in addition to my participation in the worship services, I volunteered at our church’s soup kitchen, medical camps and elementary school for underprivileged children. These experiences opened my eyes to the deprivation of love and care in the world and a dire need of God’s grace for people at large so they could receive forgiveness, healing and restoration in their lives. My spiritual formation took a new turn when in 2013 my parents’ house was burned down in an arson. At that time, I was living with my parents. Since, the house was not insured, our local church and our acquaintances in the neighborhood helped us financially so we could rebuild our house, while a family in the neighborhood gave us shelter at their house. The love and care of theShow MoreRelatedPersonal Philosophy : An Organization Level Leader1734 Words   |  7 Pagesdilemmas through their personal life experiences based on inputs from parents, family, experiences and organizations. To define my moral philosophy as an organizational level leader, I will first explain how my personal moral philosophy was shaped, explain and examine my personal moral philosophy and then I will juxtapose my moral philosophy to the E100 ethical concepts by explaining the strengths and weakness in relation to my moral philosophy. I will then conclude with how my beliefs reinforce the professionalR ead MoreUnderstanding Of My Calling The Call Of Samuel758 Words   |  4 Pagesbeen influential in the understanding of my calling is the call of Samuel. This can be found in 1 Samuel 3:1-10. Samuel was called by God as a boy while he assisted Eli who ministered in the house of the Lord. While lying down in his designated place, Samuel heard the voice of the Lord three times and he thought it was Eli’s voice. Eli then recognized it was the Lord and he instructed Samuel as to how to answer when the Lord speaks. This has been formative or influential, because like Samuel atRead MoreMy Original Understanding Of The Discipline Before The Course891 Words   |  4 Pagesinhabit this world. Perhaps the most surprising yet fulfilling spiritual discipline I have learnt this year, whilst partaking in this course is that of finding the time to sit silently of all distractions in solitude and focus only on God. Summarise your original understanding of the discipline before the course started Prior to this course and even prior to becoming a Christian seven years ago, I would use solitude as a form of escaping from where I didn’t want to be in life. Especially as a child andRead MoreReflection On Liberty Godparent Home1640 Words   |  7 PagesWritten Reflection: Family Life Services and Liberty Godparent Home As a student in the Social Work Field Exploration Course, I had the privilege to encounter an array of practice settings and glean wisdom from many social work professionals. Throughout these visits, one practice setting in particular peeked my interest: The Liberty Godparent Home (LGH) and Family Life Services (FLS). Though two distinct ministries, they work in tandem to facilitate the wellbeing of young mothers and adoptionRead MoreMy Education Philosophy 1511 Words   |  6 Pagesthe imparting and acquiring of knowledge and skills through teaching and learning. As an educator, my personal mission statement is to master my subject area in order to serve as a role model for my students thereby producing students who thoroughly understand the subject matter, and who develop holistically. In order to achieve this goal I must have a set education philosophy with a strong Christian worldview. I must also have a general understanding of the different world and education philosophiesR ead MoreGrand Rapids First Church Center Of The Church1183 Words   |  5 Pagesof the church. Additionally, there are crucifixes on walls throughout the church. These crucifixes serve as anamnesis of Christ’s death and resurrection. Furthermore, there is a huge crucifix right in front of the main entrance of the auditorium; in my opinion, this helps believers to shift their focus [from the world] to Jesus as they enter God’s presence. The sanctuary, with the crucifixes, serve as a beachhead of holiness in space. There were multiple actions of worship. People knelt at the altarRead MoreGod Me, Ultima, By Rudolfo Anaya s Bless Me1268 Words   |  6 Pagesargue that one of its most significant aspects is its ability to communicate a uniquely Chicano experience at a formative point in world history. The role of myth is key to the production of this voice. Not only do myths play a major role within the action of the novel itself, but they also contribute significantly to the uniqueness of the Chicano voice as it is developed in the book. In this sense, myth is integral to both the action and the texture of the novel as a whole. Most importantly, it isRead MoreThe Summons By Dennis Mccallum875 Words   |  4 PagesOne text that has been incredibly formative in helping me understand my calling is â€Å"The Summons†, by Dennis McCallum. This is the story of a young girl being called by God to accept Christ and to share his teachings with others. McCallum uses a narrative format to share s everal wonderful sermons with the readers. There is one section in particular that touched my heart. The bible study instructor is asking the group to open their hearts to God. â€Å"This is what God wants for you tonight. He doesn’tRead MoreIdentifying A Culture At The Navy946 Words   |  4 Pagesmilitary culture than others believe. Influences While I have lived in six different homes, both my father and mother have been to an innumerable amount of cities around the world which all have some influence in my daily life. From the Philippines to Hawaii and everywhere in between, the foods that I grew up eating and the diet I have been accustomed to are correlated to the vast variety of the places both my parents and myself have resided. As Sunday rolls around it is sushi Sunday, while other daysRead MoreThe Marriage Roles Of Elmer And Lavera Enacted967 Words   |  4 Pagesequality started in her earliest memories. In Chicago, the family attended â€Å"a Mennonite church that was intentionally interracial† (Huffman). The church has both white and black pastors and a strongly diverse congregation. As mentioned before, early experiences with racial equality also colored Carolyn’s thoughts on gender equality. Though heavily exposed to issues of racial equality at that age, gender equality was still far off.  "We grew up with the idea that the man was the head of the household. That

Ethics - Professionalism - and Governance Communication Technology (IC

Question: Describe about the Ethics, Professionalism, and Governance for Communication Technology (ICT). Answer: Professional development is defined as a process of improving the competence of staffs through training and providing further education opportunities. Also, it is an act of building and maintaining the morale of staff members and instilling discipline to comply with professional regulatory requirements. In the past decades, many implied that Information and Communication Technology (ICT) professionals operate in an ethical vacuum profession. However, the growing concerns in careers demand an outline of values be followed by workers. In ICT industry, it is one of the tactics used to promote human welfare (Weckert, Lucas Selgelid, 2013). In the Conflict of Interest a case study, Michael an IT manager in one of government departments decided to sign a contract with Stevens company to install an enterprising resource planning system. His decision was highly influenced by his past encounter with Steven. By the time he was issuing the tender to him they had developed a close friendship. S teven also called Michael asking for a favor from him making the tendering process disputable. Above all the biggest concern was Michael had a better option from Company A whose software was more economical and with better qualities but decided to turn their offer down in favor of Stevens company. As an ICT professional, the provision of Australian Computer Society and Professionalism will ensure that one behaves ethically at all times. Conflict of interest makes decision-making process very difficult. The Australia Computer Society (ACS) demands that as a professional you need to maintain and advance the formality, honor, and value of the profession in all activities and keep high standards of ethical conduct and competence as you deal with employers, clients, and the public. Therefore it is necessary to explore ethics in a detailed manner to understand what the codes demands from the staffs at personal and professional levels. Acting in an ethical manner ensures that the decisions made where a conflict of interest is evident are right and that ethical course of action prevails. For instance where ethics and professionalism are observed fairness, justice, respect for human rights, best outcomes and humanity among other principles takes the day (Communications.gov.au. 2016). T herefore, Michael was not honest with Company A and his action was unethical and unprofessional. Favoring Steves company whose software was substandard meant that Company A was treated unfairly, and therefore he did not strive to enhance the quality of life to those affected by his actions (Courses.cs.vt.edu, 2016). Lastly, he violated the primacy of the public interest and acted against the profession. IT governance and legal requirement Governance in ICT is paramount as it involves areas affecting control, accountability, authority and responsibility of all the staffs involved. In ethical terms, governance is defined as beliefs, values, and morals of an organization. However, IT governance sets organizational cultures and outlines the acceptable behaviors within the organization. The legal requirement in IT demands that there is a need for some standards to be followed by all professionals either locally or internationally. Development of such standards establishes some principals for the effective, efficient and acceptable use of IT. Governance then ensures that their organizations operate under the set standards to balance risks and encourage equal opportunities arising from IT development (MacDonald, 2016). Conflict of interest should be avoided at all cost such that companies or individuals already playing a certain role with a given client should disqualify themselves from playing another. For this reason, it i s unethical and is illegal to have a conflict of interest which is not acknowledged in the organization. In the case study, Conflict of Interest Michael was supposed to overcome conflict of interest by letting a different person take over the tendering process. It was unprofessional for him to precede over the process and assign Steves company the tender. His decision meant the company would incur more in acquiring and maintaining the software. Therefore his action was self-driven and managements should avoid similar situations by adopting some legislations such as the Sarbanes-Oxley Legislation to ensure accuracy and reliability of contracts with other companies. References Communications.gov.au. (2016). Department of Communications and the Arts. [Online] Available at: https://www.communications.gov.au/. [Accessed 19 Sep. 2016]. Courses.cs.vt.edu. (2016). Australian Computer Society CODE OF ETHICS. [Online] Available at: https://courses.cs.vt.edu/professionalism/WorldCodes/Australia.Code.html [Accessed 31 Aug. 2016]. KHOSROW-POUR, M. (2015).Encyclopedia of information science and technology. MacDonald, c. (2016). A Guide to Moral Decision Making. [Online] Ethicsweb.ca. Available at: https://www.ethicsweb.ca/guide. [Accessed 19 Sep. 2016]. WECKERT, J., LUCAS, R., SELGELID, M. J. (2013).Professionalism in the information and communication and technology.

Monday, April 13, 2020

Essay Topics - How to Find and Apply For Hard Times Essay Topics

Essay Topics - How to Find and Apply For Hard Times Essay TopicsAre you interested in some hard times essay topics? If so, I would like to point you in the direction of what's new. There are many different types of topics that you can use to help you in your academic writing. All of them have different characteristics and application to your goal of writing the best essay possible.There are a lot of essays that you can write about different aspects of your life. Life is too short to write an essay about something that will not be read or understood. There are some of the best essays that are the most based on reality. The best way to get into those types of essays is by looking at a sample. You can find these samples in newspapers and other publications.When choosing hard times essay topics, make sure that you choose the topics that will allow you to express yourself in a way that is different than the typical college student. It is important to be original when writing for essays. U sing common topics that are common for all students is a very bad idea because most students have experienced these topics already.When you are searching for essay topics, you should take a few steps to ensure that you have some things that you can add that other students may not have. The first thing that you should do is decide what you want to write about. This is going to help you determine the type of essay topic that you are going to use.You should also consider how much time you will be able to spend writing this. Some of the best essay topics will have you spend a certain amount of time in a certain type of essay. It is also going to depend on the length of the essay that you are writing. Some of the longest essays tend to be some of the shortest ones. When you are writing the essays, you should always make sure that you use some of the time as a practice session.When you are searching for essay topics, you should also consider what kind of topics are available. While there are some essay topics that are available to use that are already discussed, there are also some that are not. This means that if you are a student and want to use some hard times essay topics, you should know what kinds of essays are available. You can find them in books or on the internet.The essay topics that are available can be found in many ways. They can be found in magazine articles, books, online essays, and even books on writing. These types of books will allow you to write your own essay, which may be used in class or in an academic essay.You should consider how many different types of essay topics are available to you. Since there are so many different types of essay topics, it is going to be necessary to find one that is going to be right for you. This is important since you may have to write different types of essays to be able to choose one that will be right for you. You should always make sure that you have a topic that is going to be used throughout your college car eer.